520 HARBOR DR, Annapolis, MD 21403
520 HARBOR DR, Annapolis, MD 21403
520 HARBOR DR, Annapolis, MD 21403
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Fran Valerio

Fran Valerio

+1(717) 602-0551
Listed by Wendy Oliver • Coldwell Banker Realty
$800,000
Est. payment /mo
4 Beds
3 Baths
2,600 SqFt
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Open House

Sat May 23, 11:00am - 1:00pm

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Key Details

Property Type Single Family Home

Sub Type Detached

Listing Status Active

Purchase Type For Sale

Square Footage 2,600 sqft

Price per Sqft $307

Subdivision Hillsmere Estates

MLS Listing ID MDAA2142262

Style Coastal,Cottage,Ranch/Rambler

Bedrooms 4

Full Baths 3

HOA Y/N N

Abv Grd Liv Area 1,300

Year Built 1968

Available Date 2026-05-16

Annual Tax Amount $5,244

Tax Year 2026

Lot Size 10,312 Sqft

Acres 0.24

Property Sub-Type Detached

Source BRIGHT

Property Description

520 Harbor Drive isn't simply another home hitting the market — it's the opportunity buyers spend months waiting to find in Hillsmere and rarely secure. Perfectly positioned in the heart of one of Annapolis' most loved waterfront communities, this home delivers the lifestyle that keeps people here for years: private beaches, marina access, boat ramps, a community pool, playgrounds, and effortless access to the South River and Chesapeake Bay. From the moment you arrive, the home feels polished, intentional, and completely move-in ready. This isn't a cosmetic refresh — this home has been extensively renovated with permits and thoughtfully updated throughout, delivering the confidence and peace of mind buyers want. The work is already done with updated systems, quality finishes, and a level of care that is difficult to replicate. Inside, light-filled spaces and a flowing layout create the kind of everyday comfort buyers are searching for, anchored by a beautifully designed kitchen that opens seamlessly into generous living and gathering spaces built for both entertaining and real life. Step outside and the experience only gets better with a brand-new paver patio creating the perfect setting for summer gatherings, morning coffee, or evenings under the stars. The huge fully fenced backyard offers exceptional space and privacy, while the detached shed adds valuable storage and flexibility. And then there is Hillsmere itself — where life truly revolves around the water. Residents enjoy neighborhood traditions and waterfront gatherings throughout the year, from the annual Fourth of July bike parade to beach picnics and community events that bring neighbors together. The community beach features a playground overlooking the water, and many consider Hillsmere to offer one of the most desirable beach and pool lifestyles in Annapolis. This is more than a move-in ready home — it is a chance to become part of a community people fall in love with and rarely want to leave.

Location

State MD

County Anne Arundel

Zoning R

Rooms

Basement Connecting Stairway, Daylight, Partial, Drain, Drainage System, Full, Fully Finished, Heated, Improved, Interior Access, Outside Entrance, Sump Pump, Walkout Stairs, Water Proofing System, Windows

Main Level Bedrooms 3

Interior

Interior Features Attic, Breakfast Area, Carpet, Ceiling Fan(s), Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Country, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Water Treat System

Hot Water Electric

Heating Forced Air, Heat Pump(s)

Cooling Central A/C, Ceiling Fan(s), Programmable Thermostat

Flooring Luxury Vinyl Plank, Ceramic Tile, Carpet

Equipment Dishwasher, Disposal, Exhaust Fan, Microwave, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Water Heater

Furnishings No

Fireplace N

Appliance Dishwasher, Disposal, Exhaust Fan, Microwave, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Water Heater

Heat Source Electric

Exterior

Exterior Feature Deck(s), Patio(s), Porch(es)

Garage Spaces 4.0

Amenities Available Beach, Boat Ramp, Common Grounds, Marina/Marina Club, Mooring Area, Picnic Area, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Tot Lots/Playground, Water/Lake Privileges

Water Access Y

View Garden/Lawn

Roof Type Asphalt

Accessibility None

Porch Deck(s), Patio(s), Porch(es)

Road Frontage City/County

Total Parking Spaces 4

Garage N

Building

Lot Description Cleared, Corner, Front Yard, Landscaping, Rear Yard, SideYard(s)

Story 2

Foundation Concrete Perimeter

Above Ground Finished SqFt 1300

Sewer Public Sewer

Water Well

Architectural Style Coastal, Cottage, Ranch/Rambler

Level or Stories 2

Additional Building Above Grade, Below Grade

New Construction Y

Schools

Elementary Schools Hillsmere

Middle Schools Annapolis

High Schools Annapolis

School District Anne Arundel County Public Schools

Others

Senior Community No

Tax ID 020241202469021

Ownership Fee Simple

SqFt Source 2600

Special Listing Condition Standard

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Fran Valerio
Fran Valerio

Listing Specialist, Team Leader | RS RS311467

+1(717) 602-0551 | fvalerio@soldincentralpa.com

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